Southeast Funding Group

Manufactured Home Financing Loan Program – No Tax Returns Required

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Manufactured Home Financing Loan Program – No Tax Returns Required Overview

Financing a manufactured home has never been easier, even for borrowers who may not have traditional income documentation. With our Manufactured Home Financing Loan Program, you can qualify for a loan without the need to provide tax returns. Whether you’re purchasing, refinancing, or investing in a manufactured home, we offer flexible loan solutions tailored to your financial situation.

No Tax Returns? No Problem! Explore Alternative Income Documentation Options

We understand that not all borrowers have traditional W-2 income. That’s why we offer alternative income verification methods, making homeownership and investment opportunities accessible for self-employed individuals, business owners, and investors.

Our No-Tax-Return Loan Options Include:

  • Bank Statement Loans – Use personal or business bank statements to demonstrate income rather than tax returns.
  • Debt-Service Coverage Ratio (DSCR) Loans – Designed for real estate investors, these loans allow qualification based on rental income rather than personal income.
  • Asset-Based Loans – Qualify based on liquid assets rather than traditional earnings documentation.
  • 1099-Only Loans – Great for independent contractors and gig workers who receive 1099 income.

Investment Property Financing for Manufactured Homes

Our Manufactured Home Loan Program isn’t just for primary residences and second homes, it’s also available for investment properties. Whether you’re looking to build your rental portfolio or purchase a manufactured home as an income-producing asset, this program provides:

  • No income verification using tax returns
  • Competitive interest rates and flexible terms
  • Higher loan-to-value (LTV) ratios for qualified borrowers
  • Streamlined approval process for self-employed individuals and investors

Benefits of Our Manufactured Home Loan Program

  • No Tax Returns Required – Ideal for self-employed borrowers, freelancers, and investors.
  • Fast & Streamlined Approvals – Less paperwork means quicker loan approvals.
  • Flexible Loan Terms – Tailored financing solutions based on alternative income sources.
  • Investment-Friendly – Great for real estate investors seeking to finance manufactured home rental properties.
  • Available for Purchases & Refinances – Whether you’re buying a new home or refinancing, we’ve got you covered.

Get Pre-Approved Today! Contact Southeast Funding Group

At Southeast Funding Group, we specialize in financing solutions tailored to self-employed borrowers, real estate investors, and non-traditional income earners. Whether you need a Manufactured Home Loan or other alternative financing options, we are here to help!

Call Lazaro Sosa at 305.281.2245 or Apply Online Today!

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